Request Request Appointment Like Us Like us on Facebook Reviews Read Our Reviews Call Give us a Call Map View our Map
Patient Forms 49 Brookwood Ave, Carlisle, PA 17015 (717) 258-5455

4 Ways to Maximize Your Dental Insurance Benefits

October 7, 2021

Filed under: Uncategorized — dr_neslund @ 2:39 pm
dental tools and mask on table

Since medical insurance and dental insurance are two entirely different things, they each require a monthly premium. That said, it only makes sense that you’d want to make most of your coverage while you still can. Not only can it help you save money, but it contributes to better oral health, overall health, and well-being. Continue reading as a dentist in Carlisle shares four ways to maximize your dental insurance benefits.

Get Regular Preventive Dental Care

Everyone knows about the importance of brushing your teeth twice a day and flossing daily. However, it’s equally as important to visit your dentist every six months for checkups and cleanings. Regular preventive dental visits aid your dentist in early detection, allowing them to treat oral health issues before they become complications. With their help, you can avoid needing more complex and expensive treatments down the line. The good news? Most dental insurance plans cover preventive dentistry services at little or no cost to you. That means you can get the oral exams, teeth cleanings, and x-rays you need without having to break the bank!

Understand Your Dental Insurance Coverage

Even though most dental insurance plans only cover preventive dental care, you might be able to use your benefits for other types of dental work like fillings or crowns. Since both of those services can be considered restorative or medically necessary, your insurance may pay for a percentage of the cost. Of course, every dental insurance policy is unique, meaning the amount of coverage will vary from person to person. That’s why it’s crucial to review the details of your specific plan to understand what’s covered.

Find Out When Your Benefits Expire

Now that the year is coming to an end, you should review the details of your insurance policy to understand what you have left. Make sure you look at your remaining coverage, available annual maximum, and when your dental benefits start over. Dental insurance plans typically operate by calendar year or by plan year, meaning your benefits might renew on January 1 or at the beginning of your dental plan year.

Use Your Flexible Spending Account (FSA) Dollars

Do you have a Flexible Spending Account (FSA) through your employer? Try to use your remaining funds before the year ends! With an FSA, you can reduce your taxable income and set aside that money for dental expenses. By using these funds for dental expenses, you’ll have more take-home pay, significant tax savings, and more control over your family budget.

Have you made the most of your dental insurance this year? If not, don’t worry – there’s still time to do so. By following the tips outlined above, you can maximize your dental insurance benefits and walk into the new year with a healthier smile!

About the Practice

At Carlisle Family & Cosmetic Dentistry, we provide exceptional, state-of-the-art, comprehensive dental services guaranteed to leave you smiling after every appointment. Our goal is to help you achieve and maintain optimal oral health. If you have any questions about your dental insurance benefits, we’re more than happy to answer them for you. Visit our website or call (717) 258-6455 to speak to a member of our team.

No Comments

No comments yet.

RSS feed for comments on this post.

Sorry, the comment form is closed at this time.